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Why You Should Not Make Any Major Credit Purchases
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Valerie is extremely knowledgeable about the value of lakefront property. She is minutes away to instantly being there for her clients. Valerie has not only become our Real Estate Expert, she has also become family!Gadi Wolf
In my opinion, Valerie is very capable and proactive. We are extremely thankful for her great customer service!Ezra Wang
Valerie was the BEST! She ALWAYS answered all of our questions. Most importantly she is VERY knowledgeable of Farm and Land properties. We would recommend her HIGHLY!Sheila Anderson & Mark McKay
"Everything went very well from the very first time that I spoke to Ms. Valerie Bahm. I found myself in a very desperate situation with the sickness of my father and needed to sell the property in order to seek certain assistance. Ms. Valerie followed through very thoroughly until the deal was closed. I am very pleased and appreciate the promptness. Thank you. " Ricky Herrera
I have worked with Valerie on several occasions and have found her to be extremely informative and helpful. She is without a question very attentive to the smallest of details. I would recommend her to anyone in Henderson County for any real estate needs or transactions.